In today’s economy, earning a “good salary” isn’t enough. A recent SmartAsset study reveals a sobering truth: even in the most affordable U.S. states, a single adult needs at least $80,000 per year to live comfortably. In the most expensive ones, that figure exceeds $120,000 — far beyond the $62,000 median individual income reported by the Bureau of Labor Statistics at the end of 2024.

If you're wondering where the smart money is headed in 2025, here’s a clue: it’s not chasing headlines or short-term hype. It’s flowing—quietly but confidently—into commercial real estate. According to The Wealth Report 2025 by Knight Frank, 44% of global family offices plan to increase their exposure to commercial real estate over the next 18 months. That’s not just a stat—it’s a signal. And if you’re serious about growing and protecting your wealth, it’s worth asking: